Appraisal services for Maple Valley and King County homeowners
See the top reasons Washington homeowners call on VanderWaal Appraisal Group:
Own a home in or near Maple Valley, Washington and need help determining the price of it?
At VanderWaal Appraisal Group, we understand the special needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at VanderWaal Appraisal Group are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. VanderWaal Appraisal Group is seasoned in helping consumers just like you delete unnecessary PMI insurance.
Challenge Tax Assessment
If you live in a region that is going down or not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal report from VanderWaal Appraisal Group is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. VanderWaal Appraisal Group can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for verity? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.